Free2Be Account:

Now at Mississippi Employees Federal Credit Union, we're giving young people a voice! The Free2B Account** is the ultimate package for the 25-and-under crowd. With the products and services you need (plus a few other perks), getting started in the real world is pretty simple. Ask for the Free2B Account today!

• Free checking—We know you don’t want to pay monthly service fees! And we know you don’t want to be required to maintain a minimum account balance either. That’s why you’ll love the Free2B account!
• Free debit*—Free debit card and outrageous ATM access means you really will be living Young & Free! How sweet is that?
• Free direct deposit—Who wants to spend time standing in line on payday? Get your paychecks deposited directly into your account—for free!
• Oops! Refund—Every now and then mistakes happen. That’s why you get an Oops! Refund. One overdraft or one NSF charge can be refunded once per quarter. Just call us and we’ll make it happen!
• Free checks—When we say free checking, we mean free! Choose from many different styles of checks, and your first order and all re-orders are free.
• Free Home Banking—Since you’re going to be spending a lot of your time on the Internet anyway, check out your MEFCU account with our Free Home Banking! You can access your account 24/7 and even view your checks electronically.
• Free Bill Pay—Forget stamps and envelopes! No more lickin’, stickin’ and standin’ in line at the post office. With MEFCU’s free Home Banking you can pay your bills through Bill Pay for free.
• Free Touchtone Audio Response—On the road and need a balance? Out shopping and need to transfer funds from savings to checking so you can buy that outfit? No problem! Just call our Touchtone Audio Response line where you can check balances, see what’s cleared and transfer funds.
• Free e-Statement—How often do you check your mailbox—unless you’re waiting on your grandma’s birthday card (with $$$!)? We can’t help with the money, but we can give you one less piece of paper. Safe, secure and environmentally friendly, e-Statements are the way to go.
• Special VISA debit privileges*—Feel free to roam, because wherever VISA is accepted, so is your Free2B VISA debit card!
• Overdraft Protection—Did you forget about that check you wrote last month and spent the money before it cleared? Just sign up for overdraft protection and the money can be pulled from your savings to cover that check, and instead of a $25 NSF fee, you’re only charged $3 per occurrence.
• Earn Monthly Dividends—Maintain $500 or more in your checking account and we’ll pay YOU a monthly dividend. Imagine that…we pay you to have a checking account with us! You’re not just saving money; now you’re making money! 

e-Xpress Checking: 

Ever notice how some financial institutions say they offer "free" checking but then they charge you for this or charge your for that?  You know, like when you have to pay if you write too many checks.  Or you have to pay if you deposit too many items.  Or you get their "free" checking account and find a hidden charge on your statement for the "privilege" of carrying their debit card.  Or you have to pay if you use your ATM card with one network or the other.

At Mississippi Employees Federal Credit Union when we say "FREE" checking we mean it.  Check out what you get with our e-Xpress Checking.**

• FREE - No monthly service charge checking.
• FREE - Regardless of how many checks you write.
• FREE - Regardless of how many deposits you make.
• FREE - e-Card VISA debit card.**  No monthly service charge and no user charge regardless of what network your transaction routes through.*
• FREE - e-Branch Home Banking
• FREE - e-Xpress Bill Pay service with Home Banking
• FREE - e-Teller Touchtone Audio Response
• FREE - e-Xpress Statement electronic statement delivery
• FREE - Electronic imaging of check through Home Banking
• FREE - First order and reorders of checks, many styles. 

Still want more?  Then try this.  If you keep a monthly average of $500 or more we'll throw in a dividend.  Wait a minute.  That's even better than free.  Now WE are paying YOU!!!

*Mississippi Employees Federal Credit Union does not charge any type of user's fee for the e-Card.  However, when using an ATM the institution that owns that ATM may impose a surcharge, generally between $1.00 and $2.00.  You will be notified at the ATM terminal if a transaction will incur a surcharge and you will have the option to terminate the transaction before you are charged.

**The e-Xpress Checking Account, Free2Be Account, and the e-Card VISA Debit Card are available to qualified applicants.  Contact Mississippi Employees Federal Credit Union for more details.